Disclaimer for Dispute Letter Bundle

The Dispute Letter Bundle provided by Arcana Solutions LLC (d/b/a Credit Cartel) is designed to assist you in disputing various types of credit report issues, including but not limited to charge-offs, late payments, collections, inaccuracies, and more. These letters are for informational and educational purposes only.

While we provide tools to help you challenge inaccuracies or questionable items on your credit report, we do not guarantee that any negative items will be removed or that you will achieve any specific credit score improvements. The effectiveness of these letters depends on various factors, including the accuracy of the information on your credit report, the response from creditors or credit bureaus, and your unique financial situation.

Results may vary based on the actions of third parties, such as credit bureaus or creditors, and we have no control over their decisions. Arcana Solutions LLC (d/b/a Credit Cartel) is not responsible for any outcomes resulting from the use of the dispute letters.

We strongly recommend that you consult with a licensed attorney, credit repair expert, or financial advisor before taking any legal action or making significant decisions based on the dispute letters. You are solely responsible for any decisions or actions you take regarding your credit.